Seller financing? How does it work?

Wouldn't we all love to be able to acquire and move into a house for FREE? Well we can't promise that, BUT purchasing a home with seller financing is the next best thing to getting into a home for FREE.

And it's easier and safer than you ever thought.

If you have a good income, but weak credit (making it tough to qualify for bank financing), this is the easiest way. We will finance the purchase for you, creating a loan that fits your situation without over-extending you, like many of the sub-prime loans of recent years. You'll need to have a reasonable down payment (typically $10,000) which of course will have a positive impact on your monthly payments. The more you can put down, the lower your payments will be.

Our program will enable you to begin enjoying the great benefits of home ownership. We have NO pre-payment penalties, and at ANY time during the course of your loan you are free to refinance into a more conventional fixed rate bank loan, when you qualify. Our financing is based on a 7.9% interest rate and has a small step increase each year for the first 2 years.

Click here for the set of FAQs (Frequently Asked Questions) about our program.

Let's look at a real life example of how this would work:

You find one of the houses in our portfolio that meets your needs. Let's say that this is a 3 bedroom 2 bath home in suburban Cobb County in northern Atlanta. The firm sale price is $160,000 and you put down $10,000 in cash.

Your monthly payments (principal and interest) in the first year would be about $1,090. In the second year, that payment would increase to about $1,194 and then $1,299 in the third year, where it would then be fixed for the life of the loan. With a higher downpayment, your monthly payments will be even lower.

Click here to download a FREE loan payment schedule showing this example loan. (All figures are approximate due to rounding conventions, and only show principal and interest.)

Since there is no bank lender involved, we will have a quick and easy closing, in which the loan documents are prepared by our title company. The loan will be filed with the county and your loan will be managed by our loan servicing company. You must have a checking account so that the payments are made to the servicing company as automatic drafts from that checking account. You'll get statements and an annual summary at tax time.

Now, we've saved the best part until the end. Now that you are a homeowner, you'll begin enjoying the many benefits of home ownership. One of the most important benefits is tax deductible interest payments. In the example above, at the end of your first year you will be able to deduct $11,804 on your income tax return!!! And then another $13,190 in the second year, and another $14,565 in the third year.

Quick, easy, painless and safe. And $39,559 in tax deductions in the first 3 years alone! What a country! You gotta love it!

So, are you ready? Step into your new lifestyle TODAY. Find one of our properties that you like. We're adding new houses to our portfolio every month. Then get in touch with us right away.

We can help you to change your lifestyle through safe and easy homeownership.